I was going to build a new system in 2021. Thing is, a video card alone that is somewhat decent costs more than my entire budget. In 2022, the same thing is true. Video cards will most likely cost 3-5x more than they used to for years to come, because the makers of these cards have decided that it is a good thing to earn themselves stupid without even trying to create better products. Prices are slightly down from 6 months ago, but unless crypto totally crashes, I doubt we'll see "list price" cards return to "in stock" status in 2022
Right now you won't find anything in stock at retailers. Most of the available product goes through scalpers via ebay.
December ebay sales
GPU Avg Price QTY Sold
GeForce RTX 3090 $2,918 1295
GeForce RTX 3080 Ti $1,992 1141
GeForce RTX 3080 $1,783 1495
GeForce RTX 3070 Ti $1,244 1063